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![]() Opening a bank account as a foreigner is a bit complicated to do especially in the United States – regulations were tightened due to various money laundering cases and the requirements became more complex. If you’re a frequent traveler to the US, someone who plans to relocate in the US, or maybe a student who plans to take a degree in the states, opening a bank account is probably one of your check lists. Let’s get you settled today, read on my friend! □ Given that, the opportunity cost is ~$200 in interest, making the gain here closer to $300 than $525.Need a US bank account but not American? Living abroad? Are you looking for options on applying remotely? This savings account offers a paltry 0.15%, so you’re effectively losing 61 days of interest on $25,000. There are plenty of ways to get 4-5% interest right now with savings accounts, CD’s and T-bills. It’s important to note that the net upside is much lower than $525. Then, you only have to maintain that balance for 90 days after account opening. This is because you have to deposit $25 initially and then add the remainder of the $25,000 by 30 days from account opening. Quick Thoughtsīased on how I read the terms, you only have to leave the $25K in the bank for ~61 days to get the bonus. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) Customers 12 and under must have an adult co-owner. Primary account owner is 24 years old or under.We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. 1 or more Save As You Go® transfers from a linked Wells Fargo checking account.1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account.1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account.The monthly service fee can be avoided with one of the following each fee period: The Wells Fargo Way2Save® Savings account monthly service fee is $5.New money is money that is new to the customer or new to Wells Fargo (deposited into the customer’s new savings account directly from outside of Wells Fargo and Company and all affiliates, or from a Wells Fargo account not owned by the customer). ![]()
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